Personal Line of Credit
A Wells Fargo® Personal Line of Credit offers a simple and convenient way to help you handle fluctuations in your monthly cash flow. Plus, it's ideal as a ready source of funds for major purchases, property taxes or to consolidate higher-interest rate bills.
Stay on top of your finances:
- Balance ups-and-downs between income and expenses
- Reduce your monthly payments when you consolidate higher-interest rate debt
- Be prepared for unplanned expenses now or in the future
- Enjoy funds for vacations, home improvements or large purchases
Enjoy a simple and straight forward way to borrow:
- No collateral required (no need to use your home or other assets as security)
- A renewable source of funds with no balance transfer or cash advance fees
- Access your available credit at any time and for whatever reason without reapplying
- Low minimum payments, but pay in full whenever you want to save interest costs
