| | From LaToya Irby, your Guide to Credit / Debt Management It's true there are some strange debts that affect your credit score - like an unpaid library fine - there are many others you would assume affect your score, that actually don't. | | 10 Things That Won't Hurt Your Credit Score Example: Bank overdrafts, though there are expensive, don't hurt your credit score as long as you clear up the overdraft. | Five Factors That Influence Your Credit Score Your credit score is based on five types of information that all appear on your credit report. | FICO Score vs. Vantage Score You're probably familiar with your FICO-branded credit score because it's been around longer. The VantageScore was created by the three credit bureaus to create more continuity in your credit scores. | Estimate Your Credit Score Online for Free If you don't want to pay for your credit score, you can get a free estimate by entering some basic information about your credit history. | | | | Credit / Debt Management Ads | | | | Featured Articles | | | | | | | | Sign up for more free newsletters on your favorite topics | | | | You are receiving this newsletter because you subscribed to the About Credit / Debt Management newsletter. If you wish to change your email address or unsubscribe, please click here. About respects your privacy: Our Privacy Policy Contact Information: 249 West 17th Street New York, NY, 10011 © 2011 About.com | | | | | Balance Transfer Credit Card Reviews | | Advertisement | |