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 | Your credit history will follow you around for the rest of your life. Sure, items usually drop off of your history after 7 or 10 years, but it's a revolving history of everything you've done with credit and debt. It used to be important only for getting a loan, but these days even some employers are pulling your credit before deciding whether or not to hire you! Because it's so important you need to be on top of your credit history and make sure you're doing everything you can to keep a clean slate. | |
How to Establish Credit
When you don't have a credit history, it can be difficult and frustrating when trying to obtain a credit card or other type of loan. Establishing your initial credit history can be a Catch-22. If you don't have credit, not many places... Read more
| How to Improve Your Credit Score
Your credit score is a very important number that lenders use in order to determine whether or not to extend credit to you, and what the interest rate and terms of the credit or loan are. The lower your score, the less likely you will be approved for loans. If you are... Read more
| Comparing a 15-Year and 30-Year Mortgage
With tighter lending standards, and a soft real estate market, more people are flocking back to fixed interest mortgages. The standard has been, and is still largely the 30-year fixed... Read more
| Real Estate & Mortgages
For some people their home is their single greatest asset. This means it is important to understand how real estate fits into your financial plan. Here you will find information on purchasing a home and finding the right mortgage.
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