| From LaToya Irby, your Guide to Credit / Debt Management | | 7 Reasons Getting Out of Debt is So Hard Paying off debt is not without challenges. If you've tried, or even thought about, getting out of debt, you've probably already realized how hard it is. Here are a few reasons that getting out of debt is so hard. | How to Pay Off High Interest Rate Debt High interest rate is often hard to pay off because the interest eats up so much of your monthly payment. Here are some techniques you can use to pay off debt that has a higher interest rate. | How Your Debt Affects Your Credit Score Not only does debt have an impact on your cash flow, it also impacts your credit score. Having too much debt can hurt your credit score, find out how. | 10 Ways to Get Out of Debt It's amazing that it's so easy (and often fun) to get into debt, but painfully difficult to get back out. It can take just a few months to create tens of thousands of dollars in debt, but sometimes decades to pay it off. | | | | Credit / Debt Management Ads | | | | Featured Articles | | | | | | Sign up for more free newsletters on your favorite topics | | | | You are receiving this newsletter because you subscribed to the About Credit / Debt Management newsletter. If you wish to change your email address or unsubscribe, please click here. About respects your privacy: Our Privacy Policy Contact Information: 249 West 17th Street New York, NY, 10011 © 2011 About.com | | | | Must Reads | | Advertisement | |